Mortgage Blog

10 Home Improvement Projects That Don’t Add Value (And What to Do Instead)

Not all home upgrades increase resale value. Some projects can actually hurt a home’s market appeal or fail to provide a solid return. Find out which renovations to avoid—and smarter alternatives to boost value instead.

11 Things You Should NOT Do When Buying a Home

Buying a home is exciting, but simple mistakes can derail your progress. Learn the key missteps to avoid—from financial mismanagement to communication lapses—and keep your journey on track.

Deferred Maintenance: 12 Items to Tackle For a Smooth Sale (Do Some Now!)

Selling your home doesn’t have to be stressful—especially if you’ve kept up with regular maintenance over the years. From landscaping to HVAC servicing, small investments in your home’s upkeep can save you from costly repairs and make the selling process smoother when the time comes. Discover how a little care now can pay off big later.

2025 Real Estate Predictions: What Experts are Saying about Rates and Housing

Wondering what the 2025 housing market holds? From stabilizing mortgage rates to ongoing inventory challenges, this year is about finding balance. Whether buying, selling, or investing, understanding key trends like the "lock-in effect" and regional price shifts can help you plan your next move. Let’s break it down together!

The Seller’s Guide to Negotiation: How to Get the Best Deal on Your Home

Negotiating your home sale? It’s more than just the price tag. Learn key strategies—from leveraging market insights to managing offers—to secure a deal that truly works for you.

Should You Buy a Home in Winter? Weighing the Pros and Cons

Winter isn’t the most popular time to buy, but it might be the best. Explore the pros, cons, and expert tips to decide if winter buying is right for you.

How Much Does It Cost to Sell a House?

Selling a home involves various costs that can impact your profits. This guide breaks down essential and optional fees, plus tips on reducing expenses for a smoother sale.

The Risks and Rewards of Buying a Fixer-Upper

Thinking about buying a fixer-upper? Discover the risks and rewards of transforming a home into your dream space. From unexpected costs to building equity, this post breaks down everything you need to know before taking the plunge into a renovation project.

Selling a Home with Pets: Expert Tips to Maximize Your Home’s Value

Selling your home when you have pets doesn’t have to be a nightmare! Get expert tips and advice on how to make the process as smooth as possible.

Flood & Earthquake Insurance 101: A Homebuyer’s Guide to Protection

Are you protected against floods and earthquakes? Understanding specialized insurance options can help safeguard your home. This guide covers what you need to know before you sign the dotted line.

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