Find a Lender and Get Pre-Approved

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You’d never go shopping without a wallet, but shopping for a home without getting pre-approved first is about the same. During a pre-approval, we verify your finances so we can decide how much we may be able to lend you.

Pre-Qualification vs. Pre-Approval

You’ve probably heard of both a pre-qualification and a pre-approval, but one is a lot better than the other. If you’re serious about buying a home, skip straight to the pre-approval. It requires a credit check and financial documentation. Because we actually verify information, it’s a lot more robust than a pre-qualification.

Here are some of the advantages of getting a pre-approval from us:

  • When you get a pre-approval, we tell you how much money you’re likely to be approved for (keep in mind that a pre-approval is never a commitment to lend). This way, you won’t shop for homes that are over your budget.
  • Because we’ve already gone through your financial documentation and pulled your credit, a pre-approval makes it more likely that we’ll be able to approve your loan once you do find the home you’re looking for.
  • A pre-approval shows both your Realtor® and sellers that you’re not just window shopping. You’re serious about buying a home, and that strengthens your offer.

Now that you’ve been pre-approved, it’s time to start shopping for your dream home (actually, first, you need a Realtor®, so let’s cover that next).

We’ll just hang tight over here until you’ve found the home you want financing for (of course, we’re always available to answer questions).